Christmas Club Account A great way to save money for holiday shopping. Deposits are accepted and can be made at any time. Funds will be automatically deposited to your RMLEFCU Share Draft Checking account on November 1 of each year.  Your Christmas Club account will remain open to receive future deposits after funds are distributed each year. • Great way to save money for holiday shopping or other expenses. • No minimum deposit to open account. • Pays an annual competitive dividend. Dividends are computed using the simple interest method. • Account may be opened at any time of the year. • Funds will be transferred to your checking account in time for holiday shopping. • No monthly fee. • Make deposits to account via direct deposit and payroll deduction. • Account is insured up to $100,000 by the National Credit Union Share Insurance Fund (NCUSIF). • Balance access 24 hours per day via the Informant, audio response system. Fee Schedule Back to Savings Accounts