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• Keep a watchful eye on your card during transactions and have it returned quickly • Never provide your card information on a website that is not a secure https: site • Sign your cards as soon as you receive them • Never give your PIN or lend your card to anyone • Do not use an ATM that you suspect has a skimming device • Always be aware of anyone around you when using an ATM • Guard the key pad when entering your PIN so others can't see your entry • Never write your PIN on your card or have it anywhere near your card • Keep in a secure place a record of your card account numbers, expiration dates and the address and phone number for each company • Void any incorrect receipts and destroy carbons of transactions • Only carry cards you absolutely need • Never respond to emails, websites or phone inquiries that request you provide your card information • Open your bills promptly and reconcile them monthly • Report any questionable charges over the phone and in writing to the card company • Save receipts and compare them to billing statements • Notify card companies in advance of a change in address • Shred anything with your card number on it |