You don't have to be an auto mechanic to appreciate a great car. And you don't have to be an accountant to know that a lower payment is better for your budget. We can help you get both!

At RMLEFCU, you can get a terrific deal on a new car, truck, motorcycle, RV, or just about anything else. Because we're local, we can also give you personal service throughout the life of the loan. That's something anyone can appreciate!

Auto Loans
  • Up to 110% financing
  • Terms up to 72 months
  • Competitive rates*
  • Pre-approval available
  • Quick approvals
  • Local underwriting
  • Extensive car buying services
  • Insurance options available (Debt Protection)
  • Personal service
  • Easy to apply

We offer loans for:

  • New and used cars
  • New and used trucks
  • Motorcycles
  • Recreational vehicles
  • Snowmobiles
  • Boats and personal watercraft
  • ATVs

*Terms and rates vary based on year, make, model, mileage, and credit rating.

Car Insurance and Coverage

GAP Insurance

GAP (Guaranteed Auto Protection) insurance protects against financial loss in the event that your vehicle is damaged beyond repair (totaled) or stolen and never recovered. Oftentimes the amount you owe on the car is more than the value of your car, which is all the insurance company will cover.

GAP covers the difference between the market value of your vehicle and the loan/lease balance, less delinquent payments, late charges, refundable service warranty contracts and other insurance related charges. In the event a deficiency exists, our program will cover your insurance deductible up to $1,000.

Credit Life Insurance

Credit Life Insurance will pay off your loan in full if you, your co-applicant, or both of you were to die during the term of the loan. This coverage is available to our members at group discounted rates and can be conveniently included in your loan payment. Please contact the lending department if you would like credit life added to your loan.

Warranties and Mechanical Breakdown Insurance

Be financially prepared for unexpected auto repair costs with mechanical breakdown insurance through RMLEFCU. We offer better insurance at discounted prices usually hundreds less than the prices the dealerships offer.

You may purchase a warranty on a new vehicle or a used vehicle as long as it still has some factory warranty left. Coverage may also be purchased for vehicles with expired factory warranties, although certain restrictions may apply.

Read more about our insurance products here.

Car Buying Services

As a RMLEFCU member, you have access to a wide variety of services to help make buying your next car as easy as possible. Read more about these services below.

Direct Connect

We are proud to offer you the convenience of Credit Union Direct Connect (CUDC) when you are purchasing a vehicle. We are partners with over 300 dealerships in Colorado to make the buying experience easy! Just let your dealer know you are a member of Rocky Mountain Law Enforcement Federal Credit Union and they process all the loan paperwork for you. They have our same competitive rates!

Learn more about them at


Call our premier car brokerage service, and see that buying a car can be a very rewarding experience

  • Auto-buying assistance with new, pre-owned, and direct from factory orders
  • Non-franchised and "unbiased" vehicle assistance
  • Colorado's best selection of in-stock vehicles
  • Home and office test drives and deliveries
  • Exclusive "Multiple bid" process to ensure accurate trade-in values
  • On-site RMLEFCU loan closings

Visit them online at or call Jeff Woods at 303-328-3343.