Free Kasasa Cash Back


    Earn cash back on everyday debit card purchases.* You heard us right. Swipe your debit card for groceries, gas, movie tickets, and more — and we’ll put 3% right back into your account each month you qualify.* 

    Plus, we’ll refund your ATM fees nationwide* — so any ATM is your ATM. Choose the checking account that turns your debit card into one powerful piece of plastic.

    • 3% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on purchases up to $300 monthly
    • Earn up to $9 cash back per month
    • ATM fee refunds nationwide (up to $25 monthly)*
    • No monthly service fee
    • No minimum balance to earn rewards
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free eStatements
    • Free Visa® debit card
    • Unlimited check writing
    • Direct deposit available
    • Order checks online
    • Add Kasasa Protect™ for comprehensive fraud protection
    • $50 minimum deposit to open

    Earning Rewards Is Easy:

    To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

    • Have at least 12 signature-based debit card purchases post and settle
    • Be enrolled and agree to receive eStatement notice
    • Have at least 1 direct deposit/ACH credit transaction post and settle

    That’s everything. Really easy, right? Plus, if you don’t meet all the qualifications for the month, it’s no big deal. Your account is still free, and you can get right back to earning your rewards the very next month.

    *When monthly qualifications are met, you receive 3% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $9 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to a total of $25 per monthly qualification cycle. Transfers between accounts do not count as qualifying transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

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