Rates

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of September 15th, 2017. Fees may reduce earnings.

Kasasa Cash   Other Accounts   Loans


Kasasa Cash*

BalanceDividend RateAPY
on balances up to $10,000 2.96% 3.00%
on portion of balance over $10,000 0.50% 3.00%—0.73%
when qualifications are not met 0.05% 0.05%

Qualifications
Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Have at least 1 automatic payment (ACH) post and settle

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Other Accounts

TypeFeaturesAPYDividend Rate
Savings Minimum balance $100 to pay dividends 0.05% 0.05%
Christmas Club Account Minimum balance $100 to pay dividends 0.05% 0.05%
Business Savings Minimum balance $100 to pay dividends 0.05% 0.05%
IRA Savings Minimum balance $100 to pay dividends 0.15% 0.15%
Checking N/A N/A 0.00%
Business Checking N/A N/A 0.00%
Health Savings Checking Minimum balance $100 to pay dividends N/A 0.00%
Money Market 1st tier Minimum balance $2000 to pay dividends 0.25% 0.25%
Money Market 2nd tier Minimum balance $25,000 to pay dividends 0.30% 0.30%
Money Market 3rd tier Minimum balance $75,000 to pay dividends 0.35% 0.35%
6 Month Share Certificate & IRA (add-on feature) Minimum balance $100 to pay dividends 0.55% 0.55%
12 Month Share Certificate & IRA (add-on feature) Minimum balance $100 to pay dividends 1.00% 1.00%
18 Month Share Certificate & IRA Minimum balance $100 to pay dividends 1.05% 1.05%
Kids Piggy Bank CD (1 yr. add-on feature) Minimum balance $25 to pay dividends 1.00% 1.00%
2 Year Share Certificate & IRA Minimum balance $100 to pay dividends 1.20% 1.19%
3 Year Share Certificate & IRA Minimum balance $100 to pay dividends 1.30% 1.29%
4 Year Share Certificate & IRA Minimum balance $100 to pay dividends 1.70% 1.69%
5 Year Share Certificate & IRA Minimum balance $100 to pay dividends 2.00% 1.98%

Share Certificate may have a penalty for early withdrawal.

Loans

TypeFeaturesTerm APR
Auto Loans (2012 – 2018) New or Used Auto

60 Months........As Low as -- 3.20%
72 Months........As Low as -- 3.70%

Auto Loans (2011 and Older) Used Auto

36 Months........As Low as -- 3.49%

Classic Auto Loans Classic Auto

36 Months........As Low as -- 4.49%
48 Months........As Low as –- 4.49%

Signature Loans Personal As Low as -- 7.95%
Boats, Off-Road, Jet Skis, ATV, Snowmobiles Loans Boats, Off-Road, Jet Skis, ATV, Snowmobile

36 Months........As Low as -- 6.99%
48 Months........As Low as -- 6.99%
60 Months........As Low as -- 6.99%
72 Months........As Low as -- 7.49%

Motorcycle Loans (2012 – 2018) New or Used Motorcycle

36 Months........As Low as -- 3.99%
48 Months........As Low as -- 3.99%
60 Months........As Low as -- 3.99%
72 Months........As Low as -- 4.49%

Motorcycle Loans (2011 and older) Used Motorcycle

Up to 36 months........As Low as – 4.49%

Recreation Vehicles Loans RV

60 Months........As Low as -- 6.75%
84 Months........As Low as -- 7.75%

1st Mortgages Loans Contact Mortgage Department 303.458.6660  N/A
Home Equity Line of Credit Contact Credit Union As Low as 4.25%
2nd Mortgages Loans 2nd Mortgages As Low as 5.25%
Classic Visa Card Classic Visa As Low as 13.75%
Visa Platinum Card Visa Platinum with Rewards Prime + 9%
Current Rate is 13.25%
Visa Platinum Card Select Visa Platinum without Rewards Prime + 3.50%
Current Rate is 7.75%

Rates are subject to change without notice. Rates are based on individual credit history. All applications subject to credit qualification.